RINALDI ADVISORY SERVICES, CONSULT DISRUPT ANNOUNCE STRATEGIC ALLIANCE
RINALDI ADVISORY SERVICES, CONSULT DISRUPT ANNOUNCE STRATEGIC ALLIANCE
HOUSTON, TX – May 6, 2025
Rinaldi Advisory Services LLC (“RAS”) announced a strategic alliance with Consult Disrupt, a specialized consulting firm focused on helping equipment finance organizations execute operational and technology initiatives.
This alliance expands the RAS platform by adding a dedicated execution capability that complements the firm’s established advisory model. While RAS helps clients evaluate opportunities, navigate complex challenges and shape strategic direction, Consult Disrupt extends that work by providing the hands-on resources and technical expertise required to implement those strategies, particularly across systems, processes and operational transformation initiatives.
RAS has built a strong network of alliance partners who bring deep subject matter expertise across key strategic areas of the equipment finance industry. Consult Disrupt enhances this ecosystem by adding a distinct, execution-oriented capability that helps clients move from planning to implementation with greater speed, discipline and accountability.
Founded by Jesse Johnson, Consult Disrupt works with equipment finance organizations to bridge the gap between strategy and delivery. The firm supports clients across operational and technology-driven initiatives, helping leadership teams translate business goals into actionable plans and measurable outcomes. With experience spanning requirements gathering, vendor evaluation, workflow alignment, project leadership and implementation support, Consult Disrupt provides practical, in-market execution support tailored specifically to the equipment finance industry.
Rinaldi Advisory Services, founded in 2018 by industry veteran Bob Rinaldi, provides CEOs, founders, and executives in equipment finance with trusted strategic counsel and confidential advisory support. The relationship with Consult Disrupt enhances RAS’s ability to serve clients not only in defining the right path forward, but also in ensuring that key initiatives—particularly those involving technology, operations, and process transformation—are successfully executed and fully realized.
“Many of our clients need more than strategic advice—they need experienced professionals who can help carry that strategy through to execution,” said Rinaldi, President of Rinaldi Advisory Services. “Consult Disrupt brings a highly practical, hands-on approach to operational and technology initiatives. Jesse and his team understand how to translate strategy into real-world results, which adds an important new execution layer to the RAS platform.”
Johnson added, “Consult Disrupt was built to help equipment finance organizations move from planning to execution. We are excited to align with Bob and the RAS team to support clients who need experienced resources to help implement ideas, improve operations, and navigate important technology decisions. RAS has built a trusted advisory platform in the market, and we see this relationship as an opportunity to help clients fully realize the value of that strategy through disciplined execution.”
The strategic alliance reflects a shared commitment to helping equipment finance organizations navigate change with both clear strategic direction and effective execution support. Together, RAS and Consult Disrupt will be positioned to help clients strengthen operations, evaluate technology options, support transformation initiatives and execute with greater clarity and confidence.
Rinaldi Advisory Services® (RAS) Expands Credit and Dealer Expertise with the Addition of Industry Veteran Tom Mariani
Rinaldi Advisory Services® (RAS) Expands Credit and Dealer Expertise with the Addition of Industry Veteran Tom Mariani
HOUSTON, TX – Rinaldi Advisory Services® (“RAS”), the leading consulting firm specializing in the equipment lease and finance industry, is proud to announce the addition of Tom Mariani as a Strategic Advisor. With over 35 years of leadership experience across banking, captive finance, and dealership operations, Mariani brings a deep well of expertise in credit risk, underwriting, and dealer development to the growing RAS team.
Tom’s career includes executive roles at First Citizens Bank, CNH Industrial Capital, and Navistar, where he consistently drove profitable growth while implementing strategic credit and risk management frameworks. His unique blend of experience in both financial services and dealership operations allows him to provide clients with real-world insights that drive smarter decision-making and stronger bottom lines.
“I’ve always loved working with dealers, lenders, and vendors to find practical ways to grow their business—without losing sight of smart credit practices,” said Mariani. “Joining the RAS team feels like a natural fit. They get this industry, they know how to move the needle, and they keep it real. I’m excited to roll up my sleeves, share what I know, and be part of something that’s making a real difference.”
RAS President Bob Rinaldi shared his enthusiasm for the new addition:
“Tom brings serious firepower to the table. His most recent gig was as Chief Credit Officer at First Citizens Bank — yes, the $230 billion one. Before that, he held heavyweight roles like Global Chief Credit Officer at CNH Capital and VP of Dealer Operations for all of North America at Navistar. That’s not your everyday résumé. What sets Tom apart is his rare blend of bank-side discipline and down-in-the-trenches dealership experience. Our clients are going to get a ton of value. Plus, he’s just a damn good guy and a lot of fun to work with. We couldn’t be more thrilled to have him join the team of like-minded, best-in-class professionals.”
With Mariani’s addition, RAS continues to strengthen its reputation as the premier advisory firm serving independent lenders, banks, OEMs, and dealer-driven finance organizations across the equipment finance marketplace.
About Rinaldi Advisory Services:
Rinaldi Advisory Services (RAS) provides expert consulting services to independent leasing companies, OEMs, and financial institutions within the equipment finance marketplace. With decades of industry experience and a commitment to excellence, RAS specializes in guiding clients through strategic growth, process optimization, credit policy design, and M&A transactions. Our advisory services are designed to help clients elevate performance, mitigate risk, and unlock long-term enterprise value.
Media Contact:
Rinaldi Advisory Services
Liz Rinaldi, SVP
Email: Liz@rinaldiadvisory.com